事关房地产反洗钱，两部门发布管理办法

Core Viewpoint - The article discusses the implementation of the "Management Measures for Anti-Money Laundering Work of Real Estate Practitioners," which aims to prevent money laundering and terrorist financing activities within the real estate sector, emphasizing the responsibilities of real estate institutions in identifying and reporting suspicious transactions [1][5][24]. Group 1: General Principles - The measures are established to prevent money laundering and terrorist financing activities, based on relevant laws such as the Anti-Money Laundering Law and the Anti-Terrorism Law [5]. - Real estate institutions must fulfill anti-money laundering obligations as per the new regulations [5][6]. Group 2: Anti-Money Laundering Obligations - Real estate institutions are required to take preventive measures against money laundering, including establishing internal control systems and identifying potential risks [10]. - Institutions must verify the identity of clients and retain identification documents for at least ten years [12][13]. - If a client refuses to provide identification, institutions can refuse service and report suspicious transactions to the relevant authorities [12][13]. Group 3: Supervision and Management - The Ministry of Housing and Urban-Rural Development, along with the People's Bank of China, will oversee the implementation of these anti-money laundering measures across the real estate sector [6][17]. - Industry self-regulatory organizations will also play a role in managing compliance and conducting training for real estate practitioners [18][19]. Group 4: Legal Responsibilities - Violations of the anti-money laundering regulations can lead to penalties imposed by local government authorities [21]. - Self-regulatory organizations can impose disciplinary actions on institutions and individuals that fail to comply with the established norms [22].