

Group 1 - The article highlights various promotional offers for new credit card users, including gifts such as brand bags, train tickets, and Starbucks coffee [5][8][11]. - It emphasizes the benefits of co-branded credit cards, such as the JD.com co-branded card offering up to 2 years of JD PLUS membership for new users [10]. - The article mentions the referral program, where both the referrer and the referred can receive rewards upon meeting certain criteria [20]. Group 2 - The article outlines the exciting privileges for cardholders, including discounts on dining and the ability to redeem points for various gifts [19]. - It provides information on how existing cardholders can apply for additional credit cards, noting that the credit limit will be shared with existing cards [22]. - The article encourages users to explore other credit card options available through the bank's platform [24].