房地产机构将保存客户信息10年以上，9月起实施

Core Viewpoint - The introduction of the "Real Estate Industry Anti-Money Laundering Work Management Measures" marks a significant step in regulating the real estate sector against money laundering activities, aligning with the revised Anti-Money Laundering Law effective from January 1, 2025, and establishing a regulatory framework for the industry [1][10]. Summary by Sections Background and Context - The real estate sector has been identified as a potential avenue for money laundering due to its large transaction amounts, complex processes, and extensive industry chain, making it attractive to criminals [3]. - Previous practices included cash transactions and the use of "yin-yang contracts" to facilitate money laundering, highlighting the need for regulatory measures [3][4]. Key Provisions of the Measures - The Measures consist of 25 articles and will take effect on September 1, 2025, establishing a framework for anti-money laundering in the real estate sector [1]. - Three core obligations for real estate institutions are outlined: customer identity verification, suspicious transaction reporting, and data retention for at least ten years [6][7]. Implementation Details - Real estate institutions must verify customer identities and refuse transactions if customers do not provide necessary information, with a requirement to report suspicious activities [7]. - Institutions are also mandated to maintain accurate records of customer identities and transaction details for a minimum of ten years, enhancing the integrity of customer data [7]. Role of Industry Self-Regulation - The Measures assign responsibilities to industry self-regulatory organizations, including developing management norms and coordinating suspicious transaction reports, fostering collaboration between industry and government [8]. Alignment with International Standards - The introduction of these Measures is a response to the revised Anti-Money Laundering Law and aims to meet international standards set by the Financial Action Task Force (FATF) in preparation for the upcoming evaluation [10].