【消保】防“诈”有高招，钱包不“瘦”身

Core Viewpoint - The article highlights various types of telecom fraud and emphasizes the importance of recognizing scam tactics to protect financial rights and maintain a good quality of life [3]. Group 1: Types of Scams - Refund Scam: A case where a woman was tricked into providing her bank details under the pretense of receiving a double refund for a defective product, resulting in a loss of 3000 yuan [5]. - Prize Scam: A woman received a message claiming she won a laptop but had to pay a 200 yuan "handling fee," leading to her losing the money without receiving the prize [7]. - Online Loan Scam: An individual was misled into paying 3000 yuan in fees and 5000 yuan in deposits for a loan that never materialized [11]. - Online Dating and Gambling Scam: A person was lured into gambling through a social media acquaintance, initially winning but ultimately losing all investments and incurring debt [15]. - Investment Fraud: An individual invested 50,000 yuan based on misleading information from a self-proclaimed investment expert, only to find the platform inaccessible when attempting to withdraw funds [19]. Group 2: Prevention Tips - The article advises adhering to the "three no's and one more" principle: do not click on unknown links, do not trust unknown calls, do not disclose personal information, and verify before transferring money [20].