13个精算师·2025-08-30 02:03Group 1 - The overall performance of China Pacific Insurance (CPIC) is positive, with a solid market position and enhanced comprehensive strength [1][3] - In the first half of 2025, CPIC achieved total operating revenue of 200.50 billion yuan, a year-on-year increase of 3.0%, with insurance service revenue at 141.82 billion yuan, up 3.5% [4] - The net profit attributable to shareholders reached 27.88 billion yuan, an increase of 11.0%, while the operating profit was 19.91 billion yuan, up 7.1% [6] Group 2 - The embedded value of CPIC as of June 30, 2024, was 588.93 billion yuan, reflecting a growth of 4.7% from the previous year [8] - The total assets under management reached 3.77 trillion yuan, a 6.5% increase from the end of the previous year [9] Group 3 - In the life insurance segment, CPIC achieved a premium income of 193.47 billion yuan, a year-on-year increase of 13.1%, with new single premium income growing by 28.7% to 64.37 billion yuan [12] - The new business value for the life insurance segment was 9.54 billion yuan, up 5.6%, with a comparable year-on-year increase of 32.3% [14] - The agency channel saw a premium income of 137.38 billion yuan, a slight increase of 0.9%, with the average number of insurance sales agents growing by 1.6% [16] Group 4 - In the property insurance segment, CPIC reported a premium income of 112.76 billion yuan, a year-on-year increase of 0.9%, with a service income of 96.83 billion yuan, up 4.0% [22] - The combined ratio for underwriting improved to 96.3%, a decrease of 0.8 percentage points, marking the lowest level in recent years [25] - The net profit for the property insurance segment was 5.73 billion yuan, reflecting a year-on-year increase of 19.6% [26] Group 5 - As of June 30, 2025, CPIC's investment assets reached 2.92 trillion yuan, a 7.0% increase from the previous year, with total investment income of 56.89 billion yuan, up 1.5% [33] - The investment asset allocation remained stable, with bond investments comprising 62.5% of the total investment assets, an increase of 2.4 percentage points [35] - The company achieved a net investment return of 42.57 billion yuan, reflecting an 8.9% year-on-year growth [36] Group 6 - Looking ahead, CPIC aims to focus on its core responsibilities, enhance its competitive edge, and implement three core strategies: promoting health and wellness, internationalization, and integrating artificial intelligence [37]