24家银行上半年人均月薪超3万元

Core Viewpoint - The banking sector in A-shares has regained its position as the largest sector with a market value of 11.31 trillion yuan, surpassing the electronics sector, and the salary situation of banking employees has become a focal point as 42 banks disclose their salary data for the first half of 2025 [2][3]. Salary Structure - The average monthly salary in the banking industry for the first half of 2025 is 30,200 yuan, a slight increase of 1,300 yuan year-on-year, reversing the trend of a 5,300 yuan decrease in the same period last year [5][6]. - The top tier of banks, including joint-stock banks and strong city commercial banks in eastern regions, have an average monthly salary exceeding 45,000 yuan, with specific banks like China Merchants Bank and Nanjing Bank reporting 50,500 yuan and 48,185 yuan respectively [5][6]. - The second tier consists of state-owned banks with average monthly salaries ranging from 25,000 to 30,000 yuan, while the third tier includes some rural and city commercial banks with salaries below 25,000 yuan [7]. Management Salary Trends - A notable trend is the decline in executive salaries across the banking sector, with 33 out of 42 A-share listed banks reporting a decrease in management compensation, with the highest drop reaching 82.4% [9][10]. - For instance, Zhengzhou Bank's key management salary total fell from 10,388 million yuan to 5,957 million yuan year-on-year [9]. - The emphasis on value creation and the adjustment of salary structures to favor grassroots employees are becoming key themes in many banks' compensation reforms [10][11]. Salary Reform Mechanisms - The implementation of a reverse salary reclamation mechanism is gaining traction, with banks establishing systems to withhold or reclaim performance-related pay in cases of misconduct or excessive risk exposure [11]. - For example, China Merchants Bank reported reclaiming over 100 million yuan in performance pay over the past two years due to such mechanisms [11]. - The overall trend indicates a shift towards aligning total compensation with bank performance, suggesting that if revenue and profits decline, salaries may also be affected [11][12].