BOB(SH:601169) 21世纪经济报道·2025-09-05 09:12Core Viewpoint - The article emphasizes the current surge in technological innovation across various industries, highlighting the role of technology finance as a key driver for supporting high-level technological self-reliance and the development of new productive forces in China [3][6]. Group 1: Technological Innovation and Financial Support - The article notes that as of June 2025, China has nurtured over 600,000 technology and innovation-oriented small and medium-sized enterprises (SMEs) [7]. - Beijing Bank has supported over 20,000 enterprises since 2020 through its "First Loan" initiative, with a total technology loan balance reaching 4.41 trillion yuan, reflecting a year-on-year growth of 12.5% [11]. - The bank has developed various financing products tailored for technology-driven SMEs, including "Kechuang e-loan" focusing on independent intellectual property and R&D investment [8][12]. Group 2: Specialized Financial Services - Beijing Bank has served over 26,000 specialized and innovative enterprises, with a loan balance exceeding 120 billion yuan, and has cumulatively disbursed over 130 billion yuan through its "Leading e-loan" program [15]. - The bank's "Talent Financial" service has supported over 24,000 talents across various fields, with loans amounting to nearly 1.6 billion yuan, enhancing financial support for talent development [19]. - The bank has established a comprehensive service system integrating "innovation chain, industry chain, capital chain, and talent chain" to promote deep integration [19]. Group 3: Cross-Border Financing and Market Expansion - Beijing Bank actively implements national policies to stabilize foreign trade, launching ten measures to support small and micro foreign trade enterprises, including a foreign exchange risk hedging service [25]. - The bank has developed cross-border financing products that match the characteristics of small and medium enterprises, enhancing their financing convenience [24]. - As of June 2025, Beijing Bank has established a connectivity mechanism with the Beijing Stock Exchange, providing comprehensive services for listed companies [30].