Workflow
深夜重磅!深圳放开8区住宅限购,深户及社保1年可随便买
第一财经·2025-09-05 17:11

Core Viewpoint - Shenzhen has introduced a new round of policies to optimize the real estate market, following Beijing and Shanghai, aimed at relaxing housing purchase restrictions and adjusting housing loan interest rates, effective from September 6, 2025 [2][3]. Summary by Sections Policy Changes - The new policy allows residents who meet the purchasing conditions to buy an unlimited number of homes in several districts, including Luohu, Bao'an (excluding Xin'an Street), Longgang, Longhua, Pingshan, and Guangming [2]. - Non-local families without proof of continuous social insurance or individual income tax payments for at least one year can purchase up to two homes in the specified districts [2]. - In Yantian District and Dapeng New District, there will be no qualification review for home purchases [2]. - Single adults will be subject to the same housing purchase restrictions as resident families [2]. Previous Restrictions - Previously, Shenzhen had strict purchase limits, such as local families being allowed to buy two homes and non-local families or individuals being limited to one home, with additional requirements for certain districts [3]. Corporate Purchase Policies - The new policy also optimizes the purchasing conditions for enterprises and institutions, requiring them to meet specific criteria in certain districts while removing qualification reviews in other areas [3]. Loan Interest Rate Adjustments - The policy states that housing loan interest rates will no longer differentiate between first and second homes, allowing financial institutions to set rates based on market conditions and their operational status [3]. Market Performance - In August, Shenzhen's second-hand housing market recorded 5,267 transactions, a month-on-month decrease of 7.1% but a year-on-year increase of 12.8% [4]. - The new housing market showed weaker performance, with only 1,352 new homes sold, a month-on-month decline of 13.4% and a year-on-year decline of 52.8% [4]. Market Sentiment - The current sentiment in the new housing market is characterized by a few successful projects while most face challenges in sales, with buyers delaying purchases in anticipation of new policies [5]. - Experts suggest that the traditional peak season for the housing market is approaching, and the new policies may help revive market activity, especially with increased developer enthusiasm for launching new projects [5].