深圳发布优化调整房地产政策措施

Core Viewpoint - Shenzhen has announced adjustments to its real estate policies to better meet the housing needs of residents and promote a stable and healthy development of the real estate market [3]. Group 1: Residential Purchase Policy Adjustments - Residents eligible to purchase commercial housing in specified districts (including local households and non-local households with over one year of social insurance or income tax payments) can buy an unlimited number of properties in designated areas [3][4]. - Non-local households unable to provide proof of over one year of social insurance or income tax payments are limited to purchasing two properties in the specified districts [3]. - There will be no qualification review for purchasing commercial housing in Yantian District and Dapeng New District [3]. - Single adults will be subject to the same purchasing limits as households [3]. Group 2: Corporate Purchase Policy Adjustments - Enterprises can purchase commercial housing within the city to address employee housing needs, with specific conditions for purchases in certain districts [4]. - In districts like Futian, Nanshan, and Bao'an (Xinan Street), companies must meet criteria such as being established for over one year, having paid at least 1 million RMB in taxes, and employing at least 10 staff members [4]. - No qualification review is required for purchasing in other areas [4]. Group 3: Personal Housing Credit Policy Adjustments - Financial institutions will no longer differentiate between first and second home loans in terms of interest rate pricing, allowing for a more flexible approach based on market conditions and individual risk profiles [5]. - The new policies will take effect from September 6, 2025 [5].