深圳出台楼市新政

Core Viewpoint - The Shenzhen government has announced new policies to optimize and adjust real estate regulations to better meet residents' housing needs and promote a stable and healthy real estate market. Group 1: Residential Purchase Policy Adjustments - Residents eligible to purchase commercial housing in specified districts (including local and certain non-local residents) can buy an unlimited number of properties in designated areas [1] - Non-local residents who cannot provide proof of continuous social insurance or income tax payments for at least one year are limited to purchasing two properties in the specified districts [1] - There will be no qualification review for purchasing commercial housing in Yantian District and Dapeng New District [2] - Single adults will be subject to the same purchasing limits as resident families [3] Group 2: Corporate Purchase Policy Adjustments - Enterprises can purchase commercial housing within the city to address employee housing needs, with specific conditions for purchases in certain districts [4] - In districts like Futian, Nanshan, and Bao'an (Xin'an Street), companies must meet criteria such as being established for over one year, having paid at least 1 million RMB in taxes, and employing at least 10 staff members [4] - No qualification review is required for purchasing in other areas of the city [4] Group 3: Personal Housing Credit Policy Optimization - Financial institutions will no longer differentiate between first and second home loans in terms of interest rate pricing, allowing for more flexible loan terms based on market conditions and individual risk profiles [5] Implementation Date - The new policies will take effect on September 6, 2025 [6]