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热度飙升!房企连夜更新信息,有客户已签约丨实探深圳楼市新政实施首日
证券时报·2025-09-06 10:08

Core Viewpoint - Shenzhen has implemented significant housing market policy changes, including the optimization of housing purchase restrictions for individuals and enterprises, as well as adjustments to personal housing loan policies, aiming to stimulate market activity and reverse the ongoing downturn in the real estate sector [1][7]. Summary by Sections Policy Changes - The new policy allows eligible residents, including local and certain non-local families, to purchase an unlimited number of residential properties in specific districts such as Luohu and Baoan, while non-local families without proof of tax or insurance contributions can buy up to two properties [3][4]. - The policy adjustments are expected to significantly impact the housing market, particularly in areas with high rental yields and quality school districts [4][8]. Market Reactions - Following the announcement, there was an immediate increase in inquiries and viewings from potential buyers, indicating a quick market response to the new regulations [2][3]. - Real estate agents reported a surge in client consultations and accelerated signing of contracts, particularly in previously restricted areas [4][5]. Price Trends and Expectations - The housing market in Shenzhen has seen a continuous decline in second-hand housing prices since May 2021, with some areas experiencing price drops of nearly 50% from peak levels [7]. - Experts predict that the relaxation of purchase restrictions could lead to a doubling of transaction volumes compared to the previous year, with significant demand expected from newly eligible buyers [8]. Loan Policy Adjustments - The new policy also includes a reduction in mortgage rates for second homes, which is projected to lower total repayment costs significantly, enhancing affordability for buyers [8]. - The anticipated increase in transaction volumes is expected to be particularly pronounced in non-core areas, with a potential 40% increase in transaction volume [8].