老基民深夜写下5条血泪经验！揭露市场波动的真相与机会！

Core Viewpoint - The article shares five lessons learned from past market downturns, emphasizing the importance of patience, strategic investment, and emotional control during volatile periods [1]. Group 1: Lessons from Market Downturns - In a bull market, 80% of returns come from 20% of the time, indicating that missing the best days can significantly reduce annual returns [4]. - A significant market drop can present buying opportunities; for instance, a 41% profit was achieved by investing during a market panic [9]. - The best approach to market fluctuations is to avoid frequent trading and instead adopt a long-term perspective, as evidenced by better performance during periods of less active management [11]. Group 2: Investment Strategy - Maintaining a portion of stable assets (at least 20%) is crucial to weathering market downturns and preparing for future opportunities [14]. - The article suggests that successful investments often begin during severe market declines, highlighting the importance of controlling emotions rather than attempting to predict market movements [14][15].