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《信托公司管理办法》新版发布!
券商中国·2025-09-12 12:49

Core Viewpoint - The revised "Trust Company Management Measures" aims to enhance the regulation and risk management of the trust industry, focusing on the core responsibilities of trust companies and promoting high-quality development [1][3]. Group 1: Overview of the Revised Measures - The revised measures consist of 8 chapters and 75 articles, addressing various aspects such as company governance, risk management, and business scope [3][4]. - The previous measures were established in 2007 and have been in effect for 18 years, necessitating updates to align with recent regulatory changes and industry practices [2][3]. Group 2: Key Revisions - The revisions focus on four main areas: emphasizing core responsibilities, enhancing corporate governance, strengthening risk prevention, and clarifying regulatory requirements [5]. - Trust companies are required to adhere to the principle of "seller responsibility, buyer risk," breaking the rigid repayment structure [5]. Group 3: Adjustments to Business Scope - The revised measures reduce the business scope from five categories to three: asset service trusts, asset management trusts, and public welfare trusts [7]. - New provisions allow trust companies to provide liquidity support loans to shareholders and related parties, while eliminating certain unrelated intermediary services [8]. Group 4: Corporate Governance Enhancements - Trust companies must integrate party leadership with corporate governance, strengthen shareholder behavior management, and establish effective internal assessment and incentive mechanisms [10][27]. - The measures emphasize the protection of beneficiary rights and the establishment of a trust culture that prioritizes integrity and compliance [10][26]. Group 5: Risk Management and Regulatory Requirements - Trust companies are mandated to enhance comprehensive risk management, focusing on compliance and operational risks throughout the trust business process [29][30]. - The minimum registered capital for trust companies will be increased, and stricter capital and provisioning management will be enforced [5][10]. Group 6: Implementation Timeline - The revised measures will take effect on January 1, 2026, with existing trust companies required to develop rectification plans for non-compliant businesses [11][12].