以案说法！金融监管总局、公安部发布首批金融“黑灰产”违法犯罪典型案例

Core Viewpoint - The article emphasizes the importance of a comprehensive crackdown on illegal activities in the financial sector, particularly focusing on loan fraud and extortion under the guise of insurance claims [1][2]. Group 1: Loan Fraud Case - The case involving Ning and others highlights a scheme where individuals were packaged as "professional debtors" to commit loan and credit card fraud, resulting in a total fraud amount of over 7.38 million yuan [3][4]. - The court sentenced Ning to 16 years in prison and imposed fines totaling 800,000 yuan for his role in the loan and credit card fraud [4]. - The financial regulatory authority noted that such schemes severely disrupt the financial management order and pose risks to national financial security, necessitating strict legal action against the involved parties [4][5]. Group 2: Insurance Extortion Case - The case involving Lin and Ma illustrates a fraudulent scheme where they induced policyholders to withdraw insurance claims by fabricating evidence of misconduct by insurance companies, leading to losses of 2.1762 million yuan for the insurers [7][8]. - The court found Lin and Ma guilty of extortion, sentencing Lin to 11 years and Ma to 10 years in prison, with additional fines imposed [9]. - The financial regulatory authority stressed that any organization or individual must not engage in illegal activities related to insurance claims, as these actions disrupt the normal complaint and rights protection channels [10].