以案说法！金融监管总局、公安部联合发布首批金融领域“黑灰产”典型案例

Core Viewpoint - The article highlights the crackdown on illegal financial activities in the credit sector, specifically focusing on loan fraud and extortion cases, emphasizing the need for a comprehensive approach to combat these crimes [1][2]. Group 1: Loan Fraud Case - The case involving Ning and others illustrates a scheme where individuals were packaged as "professional debtors" to commit loan and credit card fraud, resulting in a total fraud amount of over 7.38 million yuan [2][3]. - The court sentenced Ning to 16 years in prison and imposed fines totaling 800,000 yuan for his role in the loan and credit card fraud [3]. - The financial regulatory authority noted that such schemes severely disrupt the financial management order and pose risks to national financial security, necessitating strict legal action against the involved parties [3][4]. Group 2: Extortion Case - The case of Lin and Ma involved extortion under the guise of "high-value insurance refunds," where they induced policyholders to withdraw their insurance by fabricating evidence of misconduct by insurance companies, leading to losses of 2.1762 million yuan for the insurers [5][6]. - The court found Lin and Ma guilty of extortion, sentencing Lin to 11 years and Ma to 10 years in prison, with additional fines imposed [6]. - The financial regulatory authority emphasized the need to combat such fraudulent activities that mislead policyholders and disrupt the insurance market, reinforcing the importance of maintaining order in financial transactions [7].