多部门解读扩大服务消费“19条”！

Core Viewpoint - The article discusses the recent policies introduced by the Chinese government to expand service consumption, highlighting the importance of enhancing service supply and stimulating consumer demand through various measures and financial support [2][3][8]. Group 1: Policy Measures - Approximately 50 pilot cities will be selected nationwide based on population size, strong driving effects, and development potential to explore new consumption formats and scenarios [2][7]. - As of the end of July, the balance of loans in key service consumption areas reached 2.79 trillion yuan, a year-on-year increase of 5.3%, with an addition of 164.2 billion yuan since the beginning of the year [2][8]. - The People's Bank of China is actively supporting qualified financial institutions to issue financial bonds and asset-backed securities to broaden funding sources and enhance consumer credit supply capacity [2][8]. Group 2: Financial Support - The article emphasizes the importance of financial policies in supporting service consumption, including the establishment of structural monetary policy tools for service consumption and elderly care [8]. - The financial support for service industry entities, particularly small and medium-sized enterprises, has significantly increased, with a notable rise in credit allocation [8][9]. - In the first seven months of the year, financial bonds worth 21.5 billion yuan and asset-backed securities worth 48.4 billion yuan were issued by automotive finance companies [8]. Group 3: Future Directions - The Ministry of Commerce plans to introduce a series of policy documents focusing on high-quality development in the accommodation industry and the integration of railways and tourism, forming a comprehensive policy approach [5][6]. - The upcoming policies aim to enhance the quality of service supply and stimulate consumer demand, addressing the evolving needs of the growing middle-income group in China [7].