【防骗】警惕“百万保障”诈骗，守护资金安全

Group 1 - The article highlights the increasing prevalence of scams related to "million insurance" policies, urging vigilance to protect financial security [1][2] - Fraudsters impersonate financial or insurance institution representatives, using tactics such as policy upgrades, cancellations, or claims to deceive victims into transferring money [3][4] - A specific example includes a scam call where the victim is told that their insurance needs urgent upgrading, with threats of negative impacts on credit scores if not addressed [7][8] Group 2 - The article describes a common scam scenario where victims are instructed to download screen-sharing applications under the pretense of assisting with policy information [11][14] - Victims are often coerced into transferring money to a so-called "secure account" as a verification fee, which is then stolen by the scammers [14][15] - Recommendations include verifying calls through official channels, avoiding unknown "customer service" calls, and being cautious with screen-sharing to prevent identity and account information leaks [17][18]