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Group 1 - The article promotes various co-branded credit cards offered by China Merchants Bank, highlighting attractive rewards for new customers [3][5][6] - New customers can receive gifts such as Starbucks coffee, customized cups, brand luggage, and exclusive badges from popular games upon meeting certain criteria [3][5][6] - The article emphasizes limited-time privileges for new cardholders, including referral rewards for both the referrer and the referred [10] Group 2 - Existing cardholders are encouraged to apply for additional credit cards, with shared credit limits and no new customer rewards [12] - The article provides links for users to explore more credit card options and details about ongoing promotions [14][13]