Core Viewpoint - The article promotes a cashback reward program for China Construction Bank (CCB) UnionPay debit cardholders, offering various cashback opportunities for overseas spending from September 5, 2025, to February 28, 2026 [6][14]. Group 1: Cashback Opportunities - Cardholders can earn 0.5% cashback on every overseas transaction, with a maximum cashback of 1,500 RMB per month [7]. - For monthly overseas spending exceeding 100,000 RMB, cardholders can earn 3% cashback on the excess amount, also capped at 1,500 RMB per month [9]. - A special cashback of 3% is available for tuition payments made in specific categories, with a total cashback pool of 290,000 RMB during the promotional period [11]. Group 2: Reward Pools - The monthly cashback reward pools for the 0.5% cashback program are as follows: September 2025 - 300,000 RMB, October 2025 - 340,000 RMB, November 2025 - 300,000 RMB, December 2025 - 300,000 RMB, January 2026 - 300,000 RMB, February 2026 - 340,000 RMB [8][15]. - The monthly reward pools for the 3% cashback program are: September 2025 - 175,000 RMB, October 2025 - 200,000 RMB, November 2025 - 175,000 RMB, December 2025 - 175,000 RMB, January 2026 - 175,000 RMB, February 2026 - 200,000 RMB [10][15]. Group 3: Participation Requirements - Participation in the cashback program requires cardholders to register for the promotion, and only transactions made after registration will qualify for cashback [14][20]. - The program is limited to CCB-issued UnionPay debit cards (starting with card number 62) and is applicable only for transactions processed through the UnionPay network [16][19].
【攻略】假期境外游，借记卡消费有机会享三重返现