21世纪经济报道·2025-09-25 23:56Core Viewpoint - HSBC has been awarded the title of "Best International Bank in the Guangdong-Hong Kong-Macao Greater Bay Area" for the third consecutive year, reflecting its strong commitment and investment in the region [1][3]. Investment and Business Development - HSBC has made significant investments in the Greater Bay Area, including a new office building in Qianhai and a global training center in Nansha, totaling over 4 billion RMB [4]. - The bank's business in the Greater Bay Area encompasses banking, securities, insurance, technology, and customer service centers, showcasing its comprehensive service offerings [4]. Cross-Border Financial Services - HSBC leverages Hong Kong's status as an international financial center to assist Chinese enterprises in expanding overseas and managing international business [5]. - The bank has enhanced its cross-border financial services, including cross-border payments, trade services, and financing, to meet the growing demand from residents and businesses in the Greater Bay Area [5][7]. Market Opportunities - The integration of the Greater Bay Area is driving increased demand for cross-border financial services, particularly among the growing middle-income and affluent populations [7]. - HSBC identifies opportunities in supporting mainland enterprises going global, especially in the context of global supply chain restructuring [7][8]. Digital and Innovative Services - HSBC has invested in digital channels and launched innovative products to enhance service efficiency and meet the financial needs of residents in the Greater Bay Area [10]. - The bank has introduced a range of digital services, including a new wealth management flagship outlet and a retail banking outlet at the West Kowloon high-speed rail station [10][11]. Wealth Management and Investment Products - HSBC has a strong position in the wealth management market, with a leading QDII quota among banks, offering a variety of overseas investment products [13]. - The bank's cross-border wealth management services are designed to cater to the increasing demand for asset allocation and retirement planning among mainland residents [13]. Support for New Economy Industries - HSBC has established a dedicated team to support technology innovation and new economy industries, launching a $3 billion credit fund for new economic development [14]. - The bank has introduced comprehensive financial solutions for cross-border e-commerce businesses, addressing their specific financial needs [14][15]. Global Network and Support for Enterprises - HSBC's global network spans 57 countries and regions, covering 90% of global trade and capital flows, providing extensive support for Chinese enterprises going abroad [18]. - The bank offers a full range of financial services, including trade financing, capital management, and M&A support, tailored to the diverse needs of enterprises at different stages of their international expansion [18].