广州公积金，新调整！

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [2]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing new or existing commercial housing, as well as for certain types of affordable housing [2][4]. - Contributors can also withdraw funds for the renovation of old elevators in residential properties they own [17]. Group 2: Withdrawal Conditions - For purchasing housing, the withdrawal is limited to one time per applicant for each property, with the total amount not exceeding the down payment specified in the sales contract [5][6]. - For elevator renovations, each applicant can withdraw once, with the total amount not exceeding the household's share of the renovation costs [18][19]. Group 3: Application Process - Applicants must provide necessary documents, including the signed sales contract and identification, to withdraw funds for the down payment [6][8]. - For elevator renovations, applications can be submitted online or in person after project completion, with funds transferred within three working days upon approval [20]. Group 4: Additional Notes - The withdrawal for the down payment does not affect the calculation of loan eligibility for the same property [14]. - If the sales contract is canceled, applicants must provide documentation to reverse the withdrawal [15].