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广州公积金,新调整!
券商中国·2025-09-28 10:05

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy to better meet the housing consumption needs of contributors [2]. Group 1: Policy Changes - Contributors and their spouses can now withdraw housing provident funds to pay for the down payment when purchasing newly sold commercial housing, existing commercial housing, allocated affordable housing, or shared ownership housing within the city's administrative area [2][4]. - Contributors and their spouses can also withdraw funds for the renovation of old elevators in residential properties they own within the city [2][17]. Group 2: Withdrawal Conditions - For purchasing housing, the withdrawal is limited to one time per applicant for the down payment of the same property [5]. - The total amount withdrawn cannot exceed the down payment amount specified in the signed sales contract [6]. - For elevator renovations, each applicant can withdraw once, with the total amount not exceeding the household's share of the renovation costs [18][19]. Group 3: Application Process - Applicants must provide necessary documents, including the signed sales contract and identification, to withdraw funds for the down payment [7][8]. - For elevator renovations, applicants must submit various documents, including property ownership proof and invoices for the renovation costs [21][22]. - The approval process for fund withdrawal will be completed within three working days after submission [20].