金融圈大消息，82家机构被吸收合并（附名单）

Core Viewpoint - Henan Rural Commercial Bank has been approved to absorb and merge 82 institutions across 9 cities, transforming them into branches of the bank, which will maintain all existing customer services and contracts [2][4][10]. Summary by Sections Merger Details - The merger includes 78 rural banks and 4 village banks, specifically naming institutions such as Weishi Heyi Village Bank and Baofeng Yufeng Village Bank [4]. - The merger will allow Henan Rural Commercial Bank to inherit all assets, liabilities, and rights of the absorbed institutions, ensuring continuity for customers [2][10]. Reform Background - The reform of the Henan Provincial Association follows a "step-by-step" approach, transitioning from a joint bank model to a unified legal entity model [5]. - The approval for the reform plan was granted in October 2022, with the establishment of the Henan Rural Commercial Bank scheduled for February 2025 [5]. Current Status of Henan Rural Commercial Bank - As of April 2025, Henan Rural Commercial Bank will be the largest provincial-level bank in Henan, with total assets of 2.68 trillion yuan, deposits of 2.32 trillion yuan, and loans of 1.34 trillion yuan [5]. - The bank will have 112 county-level rural banks and over 4.44 million employees, with 4,233 branches [5]. Government Initiatives - The Henan Provincial Government has initiated policies to promote the restructuring of local financial institutions, aiming for a unified legal entity for Henan Rural Commercial Bank [6]. - Recent asset management company activities include the acquisition of non-performing assets from various rural banks, indicating a focus on improving the financial ecosystem in the region [6].