广州公积金政策，有新变化

Core Viewpoint - The article discusses the recent optimization of housing provident fund withdrawal policies in Guangzhou, which now allows for a broader range of housing types to be financed through these funds, including second-hand homes and renovation costs for old elevators, reflecting a proactive approach to support housing consumption in the market [3][10]. Group 1: Policy Changes - Guangzhou has expanded the housing provident fund withdrawal policy to include not only newly built homes but also second-hand homes, affordable housing, and shared ownership housing for down payments [3][10]. - The policy allows homeowners to withdraw funds for the renovation of old elevators in their properties, further broadening the scope of fund usage [3][11]. - This move is part of a larger trend, with over 30 cities in China implementing similar policies this year, including major cities like Beijing, Shanghai, and Shenzhen [6][10]. Group 2: Market Impact - The changes in Guangzhou's policy are seen as innovative and forward-thinking, particularly as they allow for the use of provident funds for second-hand homes, which was not previously permitted in other major cities [5][7]. - The adjustments are expected to alleviate the financial burden on homebuyers, thereby stimulating the second-hand housing market and promoting the circulation of existing housing stock [11]. - Other cities, such as Jiaxing and Ningde, have also introduced measures to allow provident fund withdrawals for second-hand home purchases, indicating a broader shift in policy across various regions [10][11].