武汉楼市新政出炉！

Core Viewpoint - The article discusses new policy measures aimed at promoting the stable and healthy development of the real estate market in Wuhan, including increased housing loan limits and various subsidies for homebuyers [1]. Summary by Sections Housing Fund Loan Adjustments - The maximum housing fund loan limit for families with dual contributors is set at 1.5 million yuan, while for single contributors it is 1.2 million yuan. The repayment ability calculation will increase the "repayment ratio" from 35% to 40% [2]. Housing Loan Recognition Standards - From October 1, 2025, to June 30, 2026, a property currently for sale will not be counted in the loan recognition for families applying for housing fund loans to purchase new homes [2]. Subsidies for First-Time Homebuyers - From October 1 to December 31, 2025, families purchasing their first new home in specified districts will receive a loan interest subsidy of 1% of the initial loan amount, capped at 20,000 yuan, distributed over two years [2]. Support for Commercial Property Purchases - From October 1, 2025, to June 30, 2026, a 50% subsidy on the actual paid deed tax will be provided for the purchase of new commercial properties [2]. Business Building Function Conversion - Support will be given for the conversion of existing business buildings to meet regional development needs, provided safety and structural integrity are maintained, with a maximum duration of 15 years for such conversions [3]. Streamlining Approval Processes - The approval process for the renovation of old business buildings will be optimized, allowing for necessary safety and environmental upgrades without requiring engineering planning permits [3]. Adjustments to Housing Registration Procedures - Individuals purchasing new commercial properties can apply for household registration based on property ownership, with provisions for family members to relocate [3]. Extension of Policy Implementation Periods - Certain policies aimed at stabilizing the real estate market will have their implementation periods extended until December 31, 2026 [3]. Policy Execution and Local Adaptation - The notification will take effect immediately, with local districts encouraged to develop supportive policies that align with the overarching goals of the notification [4].