获批！三家村镇银行将“变身”

Core Viewpoint - Qingdao Rural Commercial Bank has been approved to absorb and merge three village banks, transforming them into branches, which is part of a broader strategy to enhance regional financial services and consolidate its operations [2][4]. Group 1: Mergers and Acquisitions - On September 30, the Shandong Financial Regulatory Bureau announced the approval for Qingdao Rural Commercial Bank to absorb and merge Jining Blue Ocean Village Bank, Rizhao Blue Ocean Village Bank, and Shandong Yinan Blue Ocean Village Bank, converting them into branches [2]. - Since 2024, Qingdao Rural Commercial Bank has frequently absorbed and merged village banks and increased its stake in them, with plans to absorb and merge additional village banks in the near future [4]. - The bank has initiated seven stake increases in its affiliated Blue Ocean village banks since the second half of 2024, indicating a strong commitment to consolidating its presence in the region [4]. Group 2: Financial Performance - As of June 30, the total assets of Qingdao Rural Commercial Bank reached 505.246 billion, reflecting a year-on-year growth of 6.28% [5]. - The bank reported an operating income of 5.752 billion, a decrease of 1.83% year-on-year, while the net profit attributable to shareholders was 2.134 billion, an increase of 5.22% [5]. - The non-performing loan ratio stood at 1.75%, a slight decrease of 0.04 percentage points from the end of the previous year, with a provision coverage ratio of 249%, down by 1.53 percentage points [5].