凤凰网财经·2025-10-07 13:27Core Viewpoint - The article discusses significant penalties imposed on Postal Savings Bank, Citic Baixin Bank, and Beijing Bank due to violations in their internet loan businesses and other financial practices, highlighting the regulatory scrutiny in the banking sector [2][4][6]. Group 1: Penalties and Violations - Postal Savings Bank was fined a total of 27.92 million yuan for issues related to internet loan management and other operational practices, with a related individual receiving a warning and a fine of 50,000 yuan [3][4]. - Citic Baixin Bank faced penalties totaling 11.2 million yuan for improper management of internet loans and non-compliance in regulatory data reporting, with one executive losing their senior management position for five years [3][5]. - Beijing Bank was fined 5.3 million yuan for multiple violations, including inaccurate loan risk classification and inadequate provisions for financial investments, with two responsible individuals receiving warnings and fines of 50,000 yuan each [6][7]. Group 2: Institutional Responses - Postal Savings Bank emphasized its commitment to compliance and improvement in governance and internal control systems following the penalties, aiming to enhance service quality for customers [4]. - Citic Baixin Bank acknowledged the penalties as a result of regulatory inspections and stated its focus on strengthening risk management and compliance measures moving forward [5]. - Both banks expressed intentions to adhere strictly to regulatory requirements and continue providing reliable financial services to their customers [4][5].