国家金融监督管理总局：非车险“报行合一”落地

Core Viewpoint - The National Financial Supervision Administration has issued a notice to strengthen the regulation of non-auto insurance business, aiming to enhance product development, rate management, and overall quality in the sector [2]. Summary by Relevant Sections Regulation of Non-Auto Insurance - The notice defines non-auto insurance as all property insurance excluding motor vehicle insurance and emphasizes the need for compliance with approved product filings [2]. - It introduces a "reporting and implementation" requirement for non-auto insurance products, ensuring that their usage aligns with the approved content [2]. Management and Operational Changes - The notice aims to shift the operational philosophy of property insurance companies from pursuing scale and speed to focusing on quality and efficiency [2]. - It mandates improvements in premium income management and requires companies to enhance their information systems and internal control mechanisms for stricter financial management [2]. Overall Impact - The Financial Supervision Administration states that the notice represents a comprehensive review and optimization of non-auto insurance regulations, promoting rational competition, cost reduction, efficiency enhancement, and high-quality development in the sector [2].