重磅！事关房地产市场，住建部最新发声！

Core Viewpoint - The article discusses the progress and strategies of China's housing and urban development during the "14th Five-Year Plan" period, emphasizing the transition from rapid urbanization to stable development and the importance of improving existing urban infrastructure and housing quality [3][4]. Group 1: Housing Market Developments - During the "14th Five-Year Plan," approximately 5 billion square meters of new residential properties were sold nationwide [4][5]. - The transaction volume of second-hand housing has surpassed that of new homes in 15 provinces, regions, and municipalities [5]. - Over 7 trillion yuan has been approved for loans under the "white list" project financing mechanism [10][11]. Group 2: Policy Measures and Support - The Ministry of Housing and Urban-Rural Development (MHURD) has implemented various policies to support housing purchases, including lowering down payment ratios and interest rates for housing provident funds and commercial bank loans [5][11]. - The government has introduced tax incentives for residents who sell old homes to buy new ones, as well as subsidies to reduce housing costs [5][11]. - A total of 7.5 million units of unsold housing have been delivered, ensuring the protection of buyers' rights [6][7]. Group 3: Urban Infrastructure Improvements - The MHURD has completed the renovation of over 240,000 old urban communities, benefiting approximately 110 million residents [9]. - The ministry has also initiated 2,387 urban village renovation projects, providing over 2.3 million units of resettlement housing [9]. - A total of 840,000 kilometers of underground pipelines have been upgraded, enhancing urban safety and resilience [9]. Group 4: Future Planning - The MHURD is actively preparing the "15th Five-Year Plan" for housing development, focusing on urban renewal and sustainable growth [12][14]. - The ministry aims to establish a new model for real estate development that ensures a balanced supply and demand in the housing market [14].