住建部：全国750多万套已售难交付的住房实现交付

Core Insights - The article discusses the achievements in high-quality development of housing and urban construction during the "14th Five-Year Plan" period, highlighting significant data and policy adjustments in the real estate sector [1][2]. Group 1: Housing Market Data - During the "14th Five-Year Plan," approximately 5 billion square meters of new residential properties were sold nationwide [1]. - The existing housing market continues to expand, with over 15 provinces, regions, and municipalities experiencing higher transaction volumes in second-hand housing compared to new homes [1]. - More than 7.5 million units of unsold housing have been delivered to buyers [1]. - Over 11 million units of various types of affordable housing and urban renovation projects have been constructed, benefiting over 30 million people [1]. Group 2: Policy Adjustments - The Ministry of Housing and Urban-Rural Development has adapted real estate policies to respond to significant changes in market supply and demand, focusing on ensuring housing delivery and developing a new model for real estate [2]. - Policies include lowering down payment ratios and interest rates for housing provident funds and commercial bank loans, providing tax rebates for residents buying new homes, and reducing deed tax rates [2]. - Local governments have implemented various subsidies and incentives to lower the cost of home purchases for residents [2]. Group 3: Ensuring Housing Delivery - A three-tiered working group has been established at the national, provincial, and municipal levels to ensure accountability among local governments, real estate companies, and financial institutions [2]. - Projects that meet certain criteria are included in a "white list" for financing support, while insolvent projects are expedited through bankruptcy or liquidation processes [2]. - Strict measures are in place to address illegal activities by companies that harm consumer interests [2]. Group 4: Support for Vulnerable Groups - A multi-tiered housing security system has been established, including public rental housing, affordable rental housing, and allocated affordable housing [3]. - The Ministry emphasizes a combination of monetary subsidies and physical guarantees to meet the housing needs of vulnerable groups [3]. - A housing security waiting list system has been implemented to enhance the efficiency of matching housing supply with demand [3].