警惕！“百万保障”扣费均为诈骗

Core Viewpoint - The article highlights the rising incidence of scams impersonating official customer service, particularly related to the "Million Protection Insurance" offered by platforms like Pinduoduo, urging users to remain vigilant against such fraudulent activities [3][5]. Summary by Sections Scam Description - A case is presented where a citizen received a call from someone claiming to be "Pinduoduo official customer service," stating that they needed to cancel a "Million Protection" insurance service to avoid automatic charges [3]. - The scam involved screen sharing and inputting verification codes on a fake platform, indicating a sophisticated method of deception [3]. Police Intervention - Local police received a fraud alert and quickly intervened, reaching the elderly victim's home to prevent the scam from proceeding [5]. - Officers disconnected the screen sharing, removed the SIM card, and uninstalled the fraudulent app, successfully safeguarding the victim's funds [5]. Insurance Details - The "Million Protection" insurance is a free service provided by payment platforms, which compensates users for losses due to unauthorized access to their accounts, with a maximum annual payout of 1 million yuan [5]. - This insurance is automatically activated, requires no renewal, and incurs no costs for users [7]. User Guidance - Users are advised that the "Million Protection" insurance does not require any action from them to activate or cancel, and any unsolicited calls requesting such actions should be treated as scams [9]. - For any inquiries regarding the "Million Protection" service, users should contact the platform's official customer service directly [9].