央行最新发布！

Core Viewpoint - The People's Bank of China has released a draft regulation on the identification and management of beneficial owners by financial institutions, emphasizing compliance with international anti-money laundering standards and risk-based principles [1][2]. Group 1: Regulatory Framework - The draft regulation outlines the definitions and identification standards for beneficial owners of legal and non-legal entities, trusts, and asset management products, aligning with existing management measures [1]. - It specifies the overall process and requirements for the identification and verification of beneficial owners, including the necessary identity and rights information to be collected and maintained by financial institutions [2]. Group 2: Risk-Based Approach - The regulation adopts a risk-based principle, allowing financial institutions to apply exemptions and simplified identification standards for low-risk clients [2]. - Financial institutions are required to implement differentiated identification and verification measures based on the assessed risk levels of their clients [2].