20家银行、14家技术供应商入围！香港金管局最新公布

Core Viewpoint - The second phase of the Generative AI (GenAI) sandbox program in Hong Kong marks a transition from exploring AI possibilities to promoting safe and reliable AI applications [1][4]. Group 1: Participants and Selection - A total of 27 proposals from 20 banks and 14 technology providers were selected from over 60 submissions for the second phase of the sandbox program [2]. - The participating banks include major institutions such as Ant Bank (Hong Kong), Bank of China (Hong Kong), and HSBC [2]. - Technology providers include AIFT, Alibaba Cloud, and Hong Kong University of Science and Technology, among others [2]. Group 2: Application Scenarios - The selected proposals cover various application scenarios including risk management, anti-fraud measures, and customer experience [3]. - Specific use cases include AI credit portfolio management, smart trade financing, market risk monitoring, and AI-generated investment insights [3]. Group 3: AI Governance and Security - The second phase of the sandbox emphasizes strengthening AI governance, with several proposals employing "AI against AI" strategies for automated quality detection of AI-generated content [3]. - The program also addresses the rising threat of deepfake fraud, providing a testing ground for innovative defense mechanisms [3]. Group 4: Case Study and Impact - An example is the Anti-Fraud Strategy Platform developed by PAObank and OneConnect, focusing on identifying deepfake technology during identity verification [3][4]. - The platform boasts a detection and defense rate exceeding 99% and has already been implemented in multiple financial institutions in mainland China [4]. - As of Q3 this year, PAObank's total customer deposits surpassed 8 billion HKD, indicating strong growth in its personal banking business [4].