302只！个人养老金基金再扩容

Core Viewpoint - The recent expansion of personal pension funds in China reflects a targeted adaptation to market needs, with a total of 302 funds now available, including 8 new products that enhance investment options for individuals [1][3]. Fund Expansion - As of September 2023, the number of personal pension funds has increased by 8, comprising 5 index-enhanced funds, 2 funds of funds (FOFs), and 1 ETF-linked fund [1][3]. - The newly added products include various index-enhanced funds focusing on mid and large-cap indices, such as the CSI 500 and CSI 300 [3][4]. Performance and Growth - The performance of personal pension funds has been notably strong, with only 1 out of 302 funds showing negative returns year-to-date, while the average net asset value has increased by 15.13% [7]. - The top-performing fund, Tianhong CSI Science and Technology Innovation 50 ETF Linked Y, has achieved a year-to-date return of 46.37% [7]. - Over 98% of personal pension funds have positive returns since inception, with nearly 20% of products seeing net value increases exceeding 20% [7]. Market Dynamics - The growth in personal pension fund performance is attributed to a combination of favorable market conditions, particularly in technology and healthcare sectors, and the closed-end nature of personal pension accounts, which encourages long-term investment strategies [8]. - The total scale of personal pension funds reached 124.05 billion yuan by the end of Q2 2023, marking a 35.7% increase from the previous year [8].