加大科创资产配置力度！中银理财党委书记、董事长黄党贵最新发声

Core Viewpoint - The article emphasizes the importance of bank wealth management in supporting technological innovation and facilitating a high-quality economic development cycle in China, highlighting the need for financial resources to flow into key areas of national technological innovation [3][4]. Group 1: Role of Bank Wealth Management - Bank wealth management has become a leading force in the asset management industry in China, acting as a crucial bridge between approximately 31 trillion yuan of wealth management funds and the real economy [3]. - The industry is tasked with guiding more financial resources into key areas of technological innovation and weak links, aiming to create a virtuous cycle of "technology-industry-finance" [3][4]. Group 2: Focus on Technological Innovation - The rapid development of strategic emerging industries such as artificial intelligence, semiconductors, and biomedicine has led to a growing financing demand from technology companies [4]. - Wealth management companies are encouraged to align with industry transformation policies and seize business development opportunities in the new landscape [4]. Group 3: Key Areas for Development - Wealth management companies should enhance their research capabilities in high-quality development and focus on the financing needs of technology companies throughout their lifecycle [5]. - There is a need to optimize resource allocation, balancing assets and funds while ensuring that investors share in the benefits of China's economic transformation [5]. Group 4: Supporting Systems for Technological Innovation - The article suggests that wealth management companies should improve three key systems: talent development, product service, and research capabilities [8]. - Companies should focus on attracting and cultivating financial technology talent, developing a diverse product service system for technology companies, and strengthening their investment research capabilities [8]. Group 5: Risk Management and Long-term Support - Given the volatility of asset prices in the technology innovation sector, wealth management companies must prioritize long-term risk management capabilities [9]. - The article highlights the importance of establishing a multi-layered risk-sharing mechanism and enhancing credit evaluation and industry analysis capabilities to support technology companies effectively [9].