阿里小贷正式注销

Core Viewpoint - The article discusses the formal cancellation of Zhejiang Alibaba Microloan Co., Ltd. (referred to as "Alibaba Microloan") on October 17, marking the end of its operational history as part of the Alibaba Group's financial services [1][3]. Group 1: Company Overview - Alibaba Microloan was established on March 25, 2010, by Alibaba Group in collaboration with external shareholders such as Fosun Group, Yintai Group, and Wanxiang Group, primarily providing microloan services to e-commerce merchants [3]. - It was the first company approved to conduct microloan business nationwide, offering products like "Taobao Loan" and "Tmall Order Loan" [3]. Group 2: Business Transition - In 2015, the establishment of MyBank led to the gradual transfer of all business operations from Alibaba Microloan to MyBank, resulting in Alibaba Microloan ceasing actual business operations by November 2022 [3]. - By February 2024, Alibaba Microloan entered the liquidation process, having received regulatory approval to exit the microloan pilot program [3]. Group 3: Related Entities - Apart from Alibaba Microloan, Alibaba Group had other microloan licenses, including Chongqing Alibaba Microloan Co., Ltd. (renamed to "Chongqing Ant Merchant Microloan Co., Ltd.") and Alibaba Microloan Co., Ltd. [3]. - The latter two licenses were eventually transitioned to Ant Group's consumer finance products "Jiebei" and "Huabei," with both companies officially deregistered by December of the previous year [4]. Group 4: Financial Performance - MyBank reported a revenue of 10.005 billion yuan for the first half of 2025, remaining stable compared to the previous year, with a net profit of 2.047 billion yuan, reflecting a year-on-year increase of 41.86% [4]. - Over its ten years of operation, MyBank has provided comprehensive financial services to over 68 million small and micro business operators [4].