最新，32.13万亿！

Core Insights - As of the end of Q3 2025, the total scale of bank wealth management products reached 32.13 trillion yuan, reflecting a year-on-year increase of 9.42% [2] - The average yield of bank wealth management products in Q3 2025 was 0.571%, with a total return of 179.2 billion yuan generated for investors [2] - The number of investors holding wealth management products grew to 139 million, marking a year-on-year increase of 12.70% [3] Product Types - Fixed income products remain the dominant category in bank wealth management, with a scale of 31.21 trillion yuan, accounting for 97.14% of the total [3] - Mixed products had a scale of 0.83 trillion yuan, representing 2.58% of the total, while equity and commodity/financial derivative products were relatively small at 0.07 trillion yuan and 0.02 trillion yuan, respectively [3] Distribution Channels - Wealth management companies are expanding distribution channels beyond their parent banks, with 583 institutions engaging in cross-bank sales of wealth management products as of September 2025, an increase of 35 institutions compared to the same period last year [4]