破解投保难！燃油营运车，增设投保入口

Core Viewpoint - The "Car Insurance Easy to Insure" platform has expanded to include fuel-operated commercial vehicles, addressing the insurance difficulties faced by these vehicles, similar to the previous support for new energy vehicles [1][3]. Group 1: Platform Overview - The "Car Insurance Easy to Insure" platform was launched on January 25, 2025, under the guidance of the Financial Regulatory Bureau, aiming to provide insurance access for high-risk new energy vehicles [2]. - Over 110 million new energy vehicles have successfully insured through the platform, providing coverage of 1.1 trillion yuan [2]. Group 2: Challenges and Solutions - Fuel-operated commercial vehicles face insurance difficulties due to high usage intensity and accident rates, leading to increased claims costs [3]. - The Financial Regulatory Bureau has recognized the importance of these vehicles to the economy and public transport, prompting the inclusion of high-risk fuel-operated vehicles in the insurance platform [3][4]. Group 3: Implementation and Process - The insurance process for fuel vehicles mirrors that of new energy vehicles, allowing personal clients to use WeChat or Alipay for self-service insurance, while corporate clients can register online for follow-up service [5]. - The platform has onboarded 11 insurance companies to provide coverage for high-risk fuel-operated vehicles, ensuring they meet necessary financial stability and operational standards [6][7]. Group 4: Responsibilities and Standards - Insurance companies participating in the platform are required to uphold consumer rights and ensure high-quality service, adhering to regulatory standards for claims processing [8].