新华网财经·2025-11-04 01:09Group 1 - The core viewpoint of the article is that major banks in China, including Industrial and Commercial Bank of China (ICBC) and China Construction Bank (CCB), are adjusting their gold investment services in response to new macroeconomic policies and tax regulations [1][3][4]. Group 2 - ICBC announced the resumption of its "Ruyi Gold Accumulation" business after previously suspending it due to macro policy impacts, effective from November 3, 2025 [1][3]. - CCB has also suspended its "Easy Gold" business, including real-time purchases and physical gold exchanges, starting from November 3, 2025, while existing plans for current customers remain unaffected [4]. - The new tax policy regarding gold transactions, effective from November 1, 2025, exempts value-added tax (VAT) for certain transactions involving standard gold, which may influence the gold investment landscape [4].