数字化转型是“一把手”工程！中粮信托总经理刘燕松最新发声

Core Viewpoint - Digital transformation is no longer an option but a necessity for the survival and development of enterprises, requiring comprehensive and deep strategic changes across all levels of the organization [1][3]. Group 1: Importance of Digital Transformation - Digital transformation is essential for the company, serving as a support for business innovation and service efficiency enhancement [3][4]. - The transformation is driven by three profound changes: shifts in customer demand, market competition, and regulatory guidance [4]. - It is not merely about developing applications or systems but involves reconstructing business models, operational modes, and organizational structures [4][5]. Group 2: Systematic Approach to Transformation - The digital transformation is a systematic project that requires a dual focus on hardware and software, which together determine business capacity and innovation speed [5]. - The organization must evolve from merely supporting business with technology to being driven by technology, leading to a comprehensive capability upgrade [5][6]. Group 3: Investment in Technology - Continuous and steadfast investment in technology is crucial for the successful implementation of strategies, shifting the perception of technology from a cost center to a value engine [6]. - The company has been investing in funds, talent, mechanisms, and culture to foster a data-driven decision-making environment and a customer-centric digital culture [6]. Group 4: Technology Architecture - The company emphasizes a balance between "self-controllable" technology architecture and "open cooperation" to ensure a successful digital transformation [7][8]. - A unified and standardized data asset platform has been established to facilitate real-time data flow and operational efficiency [8]. Group 5: Role of Artificial Intelligence - Artificial intelligence is becoming a core driving force for industry transformation, with applications in intelligent analysis, smart investment advisory, automation of operations, and real-time risk monitoring [9]. - The company is actively exploring and accumulating capabilities in AI applications, having established a smart platform for integrated fund allocation and optimized operational processes [9].