第一财经·2025-11-06 09:29Core Viewpoint - The article highlights the launch of the "Jiaoyin Hangmaotong" platform by Bank of Communications during the China International Import Expo, aimed at supporting high-quality development in cross-border trade through digital financial services [1][3]. Group 1: Platform Overview - "Jiaoyin Hangmaotong" is designed to meet the full-process needs of enterprises engaged in cross-border business, focusing on convenience, integration, and ecosystem building [3]. - The platform features four main functional areas: intelligent settlement, exchange rate management, rapid financing, and information analysis [3][4]. Group 2: Functional Features - Intelligent settlement utilizes digital tools to optimize the settlement process, enhancing efficiency and timeliness in cross-border fund handling [3]. - The exchange rate management system provides professional analysis and risk mitigation strategies to help businesses manage exchange rate fluctuations [4]. - Rapid financing introduces digital credit products to simplify financing processes, particularly for small and micro enterprises [4]. - Information analysis integrates various data sources to offer businesses insights into market trends and policy interpretations [4]. Group 3: Ecosystem and Collaboration - The platform is not just a financial service tool but an open cross-border service ecosystem, embedding financial services into every aspect of foreign trade operations [5][6]. - It offers solutions for new foreign trade business models, such as integrated services for cross-border e-commerce, enhancing operational efficiency for small e-commerce sellers [7]. - The platform collaborates with various partners to create a new open ecosystem, addressing traditional service chain issues through multi-channel linkages [11]. Group 4: Performance and Future Outlook - As of the end of October, the platform has served over 20,000 clients with a cumulative cross-border transaction volume exceeding 500 billion [11]. - The Bank of Communications aims to further integrate the platform into key national industrial chains, supporting the development of a higher-level open economy [11].