事关银发经济！多方发声

Core Viewpoint - The silver economy is a key area for promoting domestic consumption and investment growth, significantly impacting the welfare of the elderly and becoming an important engine for economic growth [1]. Group 1: Development of the Silver Economy - The eighth Hongqiao International Economic Forum highlighted the need to accelerate the development of the silver economy to cultivate new economic growth momentum [2]. - Experts suggest that the aging population in China, with over 300 million elderly individuals, necessitates the development of new industries and economic models that align with demographic changes [2][10]. - The silver economy is witnessing a surge in traditional and emerging business models, including smart health care, home modifications for the elderly, and elder education [3][10]. Group 2: Policy Recommendations - Huang Qifan proposed establishing a reverse mortgage system for elderly homeowners to provide a stable income source while ensuring property reverts to the public upon death [6][7]. - A silver industry development fund is recommended to support financing for the silver economy, attracting more social capital and focusing on improving the quality of life for the elderly [7]. - The government is encouraged to enhance the regulatory framework for reverse mortgages and improve the investment operation system for social insurance funds to alleviate the financial pressure of an aging population [6][7]. Group 3: Market Trends and Opportunities - The silver economy is experiencing increased social attention and market activity, with a notable rise in the number of businesses and the scale of the industry [10]. - New business models combining silver economy with tourism, education, fashion, and finance are emerging, indicating a growing market potential [10]. - The United Nations projects that by 2030, the elderly population in China will reach 369 million, accounting for 26.4% of the total population, highlighting the urgency of developing the silver economy [10]. Group 4: Government Initiatives - The Ministry of Commerce plans to promote the silver economy by expanding foreign investment in the elderly care sector and enhancing the role of domestic service industries [11]. - Initiatives include improving the home service industry, constructing convenient living circles that incorporate elderly care services, and encouraging various promotional activities focused on elder care [12].