太平资产李冠莹：发挥保险资金优势，助力构建科技金融新生态

Core Viewpoint - The article emphasizes the importance of insurance asset management in supporting technological innovation and economic transformation, highlighting the need for financial institutions to provide long-term capital to foster innovation and industrial upgrades [2][4]. Group 1: Characteristics of Insurance Funds - Insurance funds are characterized by their large scale, long duration, and stable cash flow, making them well-suited to meet the long-term, continuous, and substantial funding needs of the technology innovation sector [3]. - As of the second quarter of 2025, the total investment balance of insurance companies in China exceeded 36 trillion yuan, underscoring their role as a significant source of long-term capital in the market [3]. Group 2: Support for Technological Innovation - Supporting technological innovation is seen as a necessary choice for insurance funds to better serve the real economy, aligning with national strategies for innovation and industrial transformation [4]. - The active participation of insurance funds in technology innovation investments can enhance their integration into the national innovation system and contribute to high-quality economic development [4]. Group 3: Investment Strategies and Approaches - The insurance industry has been increasing its investment in technology innovation through various financial instruments such as bonds, equity, debt plans, and industrial funds [5]. - Taiping Asset Management is focusing on building a research and investment system that aligns with the requirements of technology innovation, enhancing valuation and pricing capabilities for tech companies [5]. - The company aims to include high-quality tech assets in its investment portfolio, emphasizing the importance of aligning investments with national strategic areas [5]. Group 4: Building a New Ecosystem for Financial Technology - The article discusses the need for insurance funds to create a comprehensive investment support system that matches the development characteristics of technology enterprises [6]. - It highlights the importance of identifying strategic emerging industries and traditional industries undergoing digital transformation to attract more social capital [6]. Group 5: Risk Management and Sustainability - Safety remains a top priority in the utilization of insurance funds, necessitating the establishment of a robust risk management system that includes long-term analysis and real-time monitoring [8]. - The article concludes with a commitment from Taiping Asset Management to align with national strategies and effectively utilize insurance funds to support technological innovation [8].