Group 1 - The core viewpoint of the article highlights the recent acquisitions and restructuring of village banks by major banks in China, specifically mentioning the actions taken by SPDB and Zhengzhou Bank [2][3]. - SPDB has received approval to acquire Zhejiang Pingyang SPDB Village Bank and establish a new branch, SPDB Wenzhou Pingyang Branch, while also absorbing its assets, liabilities, and employees [2][3]. - Zhengzhou Bank plans to acquire the remaining 49% of shares in Xun County Zhengyin Village Bank and will merge it into its operations, leading to the dissolution of the village bank [3]. Group 2 - The reform of village banks is accelerating, with data from the National Financial Regulatory Administration indicating that as of August 15, 100 village banks have completed mergers and restructuring, surpassing the total of 94 exits for the entire year of 2024 [4]. - Analysts suggest that the absorption and restructuring of village banks into branches enhance service capabilities and risk resistance for the banks, while also allowing the parent banks to expand their operational scope in areas where they lack existing branches [4].
一日两家,“村改支”提速