多地优化住房公积金政策

Core Viewpoint - Recent policy adjustments in multiple regions aim to relax housing provident fund regulations to stimulate housing consumption and support families in purchasing homes [1][2]. Group 1: Policy Adjustments - Chongqing has introduced measures to optimize the withdrawal process for housing provident funds when purchasing existing homes, easing conditions for full payment purchases [2][3]. - Hubei has announced five new policies, including raising loan limits, adjusting loan terms, and removing restrictions on withdrawals for purchasing homes outside the local area [4]. - Nanjing has implemented support policies for families with multiple children, increasing the maximum loan limit by 20% and allowing higher withdrawal limits for rent payments [6]. Group 2: Specific Measures - In Chongqing, employees can withdraw housing provident funds after six months of purchasing a home with their own funds, with a withdrawal limit set at the total purchase price [3]. - Hubei's new policies include unifying loan limits for first and second homes, increasing loan limits for high-quality housing by at least 20%, and allowing loan terms to extend up to 30 years [4][5]. - Nanjing's support for multi-child families includes a maximum loan limit of 116 million yuan per person and 144 million yuan per household, along with a 20% increase in the monthly rent withdrawal limit [6].