获批！这家银行，新任三位高管！

Group 1 - The article discusses the recent approval of three senior executives at Qinghai Bank, including the chairman, president, and vice president [4] - Qinghai Bank's net profit is expected to rebound in 2024, indicating a recovery phase for the bank [2][8] - The bank is currently undergoing reforms to improve its asset quality, which has shown signs of improvement [8] Group 2 - Qinghai Bank was established in December 1997 and became the first local corporate joint-stock commercial bank in Qinghai Province in November 2008 [4][5] - The bank's registered capital has increased from 101 million to 2.557 billion yuan through multiple rounds of capital increases and dividends [5] - As of the end of 2024, the bank's non-performing asset ratio is 2.18%, a decrease of 7 basis points year-on-year, and the non-performing loan ratio has improved from 2.68% to 2.65% [8] Group 3 - The bank has not distributed cash or dividends to shareholders in 2023 and 2024, as it is in a reform and risk management phase [8] - Qinghai Bank is utilizing various methods such as litigation recovery, debt restructuring, and non-performing asset transfers to address and resolve its non-performing assets [8] - The article highlights the challenges faced by small and medium-sized banks, including capital shortages and deteriorating asset quality due to economic adjustments [8]