黄金“代购”火了！律师紧急提醒：风险极高

Core Viewpoint - The article discusses the emerging trend of consumers using personal shoppers to purchase gold bars in Shenzhen, highlighting the associated risks and regulatory changes impacting the gold market. Group 1: Market Dynamics - Recent changes in tax regulations for non-investment gold, effective November 1, 2025, have led to increased costs and price adjustments in the Shenzhen gold market [4] - Some merchants in the Shui Bei market are reportedly selling gold below real-time prices, prompting consumers to save significant amounts, with one individual saving nearly 10,000 yuan [6] Group 2: Consumer Perspectives - Local consumers express a preference for formal transactions, indicating a belief that regulated purchases are safer [8] - Consumers believe that the logistics and transparency of current delivery systems reduce concerns about the safety of purchasing gold through personal shoppers [10] - Some consumers argue that the cost of traveling to Shenzhen to buy gold directly is high, making the use of personal shoppers a practical solution [12] Group 3: Legal and Security Risks - Legal experts warn that using personal shoppers for gold purchases carries significant risks, including potential legal liabilities for all parties involved [14] - There are concerns about financial security, as dishonest personal shoppers could abscond with funds, and the separation of goods and money raises money laundering risks [16] - Experts caution that gold, being high-value and small in size, poses risks during shipping, including loss, damage, or tampering, and recommend purchasing from reputable banks or gold retailers [18]