金融如何读懂科技？高交会上这家银行给出了一些答案

Core Viewpoint - The 27th China International High-tech Achievements Fair (High-tech Fair) showcases over 5,000 cutting-edge technology achievements, with more than 20% being global debuts, highlighting the importance of innovation and technology in driving economic growth [1][3]. Group 1: Event Overview - The High-tech Fair spans 400,000 square meters and attracts over 5,000 enterprises and institutions from more than 100 countries and regions [1]. - The event features a significant presence of enterprises that are clients of China Resources Bank, particularly in advanced manufacturing sectors such as semiconductors and new energy vehicles [1][3]. Group 2: China Resources Bank's Participation - China Resources Bank launched its independent technology finance brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3]. - The bank deployed a professional technology finance team on-site to engage with participating enterprises, aiming to identify their financial and non-financial needs [3]. Group 3: Technology Finance Growth - The technology finance loan balance in China reached 43.3 trillion yuan by mid-2025, growing by 12% year-on-year, outpacing overall loan growth [3]. - China Resources Bank's technology finance business has seen rapid growth, with the number of technology enterprise clients increasing by 332% to nearly 2,000 and technology finance loan balances exceeding 25 billion yuan, a 433% increase [5]. Group 4: Service Model and Offerings - The "Run Chuang Wan" brand offers four comprehensive product categories tailored to the needs of high-tech enterprises, including financing, sales expansion, management improvement, and digital transformation [5]. - The bank's unique "Kechuangli" risk evaluation system quantifies the innovation capabilities of enterprises, using various metrics to enhance credit approval processes [9]. Group 5: Recognition and Achievements - The "Run Chuang Wan" brand has been recognized as a typical case of technology finance by the People's Bank of China and has received multiple honors for its innovative approach [6].