中国基金报·2025-11-17 16:00Core Viewpoint - Chen Haiqiang has been nominated as the chairman of Zhejiang Commercial Bank, following his recent appointment as president in April this year [2][5]. Group 1: Leadership Transition - Chen Haiqiang's nomination as chairman comes after the retirement of the previous chairman, Lu Jianqiang, due to age [5]. - Chen has extensive experience in the banking sector, having risen through the ranks within Zhejiang Commercial Bank [6]. - His internal promotion is expected to contribute to the bank's stable development and strategic continuity [7]. Group 2: Financial Performance - As of the end of Q3 2025, Zhejiang Commercial Bank reported total assets of 3.39 trillion yuan, reflecting a 1.91% increase from the end of the previous year [9]. - The bank achieved an operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, with net interest income accounting for 70.4% of total income [9]. - The non-performing loan ratio improved to 1.36%, a decrease of 0.02 percentage points from the end of the previous year, indicating enhanced asset quality [9]. Group 3: Strategic Focus - Since 2025, the bank has adopted a long-term approach, prioritizing quality over scale and adjusting its asset structure to focus on low-risk, balanced returns [9]. - The bank is also enhancing its risk control measures, particularly in key sectors like real estate, and leveraging AI to improve risk management capabilities [9].