Core Viewpoint - Shenzhen Construction Bank (Shenzhen Bank) actively integrates into national development strategies, focusing on five major areas to enhance financial services and support the real economy, including technology finance, green finance, inclusive finance, elderly care finance, and digital finance [2][16]. Group 1: Technology Finance - Shenzhen Bank emphasizes the importance of technology finance, leveraging its geographical advantages and industry data to create a "heat map" for technology enterprises, facilitating precise marketing and differentiated services [4]. - As of the end of October, the bank's technology loan balance exceeded 2.44 trillion yuan, with an increase of over 48 billion yuan since the beginning of the year, leading the industry [4]. - The bank has launched a digital financing platform for small and micro technology enterprises, providing various online loan products and serving over 11,000 technology companies with total loans exceeding 12 billion yuan [4][5]. Group 2: Green Finance - To achieve the "dual carbon" goals, Shenzhen Bank accelerates the innovation of green financial products and services, with green loan growth exceeding 25% this year, significantly outpacing overall loan growth [7]. - The bank has issued green loans to nearly 1,000 enterprises, actively supporting key industries such as new energy vehicles and energy-efficient equipment manufacturing [7]. - Shenzhen Bank has also introduced a "water-saving loan" initiative, signing a cooperation agreement to provide 30 million yuan in financing for water-saving projects [7]. Group 3: Inclusive Finance - Shenzhen Bank focuses on inclusive finance, with a total inclusive loan balance of 364 billion yuan and serving 106,000 clients as of October 2025 [9]. - The bank employs a "digital, platform-based" approach to enhance financial services for small and micro enterprises, ensuring effective risk management while providing timely financial support [9][10]. - Over the past five years, the bank has issued more than 950 billion yuan in inclusive loans, benefiting over 150,000 small and micro enterprises across various sectors [10]. Group 4: Elderly Care Finance - In response to the aging population, Shenzhen Bank is developing a comprehensive elderly care financial service system, focusing on diverse and scenario-based services [12]. - The bank has established specialized elderly care financial outlets, offering tailored investment products and services to meet the needs of elderly clients [13]. - A multi-faceted elderly care financial supply system has been created, including corporate pension products and services for individual clients [13]. Group 5: Digital Finance - Shenzhen Bank is a pioneer in the application of digital currency, addressing consumer pain points in the prepaid sector through the "Digital RMB Smart Payment Platform" [15]. - The platform has covered 1,569 merchants in various industries, providing regulatory services for 960,000 consumers [15]. - The bank plans to expand the application of digital currency in 16 prepaid scenarios, contributing to a trustworthy consumption environment in Shenzhen [15].
亮相金博会——深圳建行携“五篇大文章”彰显多元金融产品体系新动能